Shop Now. Pay Over Time.
Finance a New Shed
Submit an application that won’t affect
your credit.
Pay your monthly bill using a bank transfer, check or debit card at affirm.com.
Never pay late fees, penalties, or
hidden interest, ever.
FAQ on Financing Sheds
Here are answers to common questions on making installment payments with Affirm financing.
How does financing a shed work?
When you choose to finance your shed, you’ll make payments over time instead of paying the full amount upfront. We partner with Affirm to provide a seamless and secure payment plan at checkout.
What financing options are available for sheds?
We offer flexible payment plans through Affirm. Terms vary based on eligibility and purchase amount.
Do I need a credit check to finance a shed?
Yes, Affirm performs a soft credit check to determine your eligibility. This won’t affect your credit score.
How do I apply for financing for my shed?
Simply select "Affirm" at checkout. You’ll be guided through a quick application process and receive a decision in real-time.
Can I pay off my shed loan early?
Yes, you can pay off your balance early with no prepayment penalties.
What is the minimum purchase amount to qualify for financing?
Financing is available for purchases starting at $1,500. Eligibility may vary based on credit and term selection.
Are there any hidden fees?
No, Affirm shows you the total cost up front—there are no late fees, service fees, or hidden charges to finance your storage building.
Can I finance a custom shed or upgrade package?
Yes, financing can be applied to standard shed models, custom upgrades, and add-on features included in your total purchase.
Who do I contact if I have questions about my payments?
All loan details and payments for your shed are managed through your Affirm account. For assistance, visit affirm.com/help.
Is financing available for all garden shed styles and sizes?
Yes! Financing can be used on all Heartland shed models, including barns, modern sheds, and utility sheds.
How does Affirm financing differ from our shed financing programs?
Unlike other financing companies, Affirm is simple and transparent. You can choose a payment plan that fits your budget and know exactly how much you owe upfront.
Can you tell me the typical monthly costs of financing a shed?
Monthly payments are provided on our website with each product. Monthly payments shown are subject to eligibility.
